Terms of Service

1. Introduction

Welcome to Rayoy ("we," "our," "us"). By accessing or using our website and services, you agree to be bound by these Terms of Service.

2. Service Description

Rayoy provides AI-generated digital decision support reports designed for personal reflection and strategic thinking. This is a digital downloadable product.

3. No Guaranteed Outcomes

Our reports are based on cycle intelligence models. We do not provide fortune telling, astrology predictions, guaranteed outcomes, or future certainty of any kind. You agree that any decisions you make based on our reports are strictly at your own risk.

4. No Professional Advice

The content provided by Rayoy does not constitute financial, legal, medical, or professional advice. You should consult appropriate professionals for specific advice tailored to your situation.

5. Payments and Refunds

All payments are processed securely via Stripe. Because our products are digital and delivered immediately upon generation, all sales are final and non-refundable, except where required by law.

6. User Responsibility

You assume full responsibility for your decisions. We shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.